Roadmap
Here's what's already live, what we're building now, and what we're weighing next. It's directional, not a contract: priorities shift, and since Finlynq is open source (AGPL v3), the community can build any of it too. Want something moved up the list? Send feedback in the app or open a discussion on GitHub.
Already shipped, and in the app today.
A built-in MCP server (109 HTTP / 93 stdio tools) for Claude, Cursor, and the rest.
See the MCP guide →Per-user encryption means even we can't read your account names, payees, or notes.
How encryption works →Live prices, lot-level cost basis, dividends, XIRR, benchmarks, and FX-aware realized gains.
Hold accounts in any currency and still see one consolidated picture.
CSV, Excel, PDF, OFX/QFX, and forward-by-email statements. There's a reconcile step before anything lands.
Envelope or zero-based, with rollover.
Set savings goals and watch your progress toward them.
Sankey cash flow, income statement, net-worth trend, spending anomalies, and a financial health score.
Free managed cloud, or self-host with Docker. Same features either way.
Self-hosting guide →Finlynq on your phone, now available on the App Store and Google Play. Point it at the managed cloud or your own self-hosted instance.
Read the announcement →In active development.
Ask questions about your finances in plain English, no external MCP client required. In active development behind a feature flag.
Link banks and brokerages so transactions flow in on their own. We're starting with US banks (SimpleFIN) and North American brokerages, including Wealthsimple, Questrade, and IBKR (SnapTrade). You keep the connection and the credentials, not us.
Planned direction, no dates yet.
OCR for receipts and statements, plus one-click migration from YNAB, Mint, and Monarch.
Smarter auto-categorization, cleaner merchant names, and faster bulk edits and splits.
Sinking funds, round-ups and auto-save rules, and net-worth milestones.
Avalanche and snowball payoff strategies, plus FIRE projections with Monte Carlo simulations.
A dividend calendar and yields, tax-loss harvesting, equity comp (RSU/ESPP/options), and real-estate tracking.
Sales tax (GST/HST/VAT), quarterly estimates, asset-location advice, and more regions beyond Canada.
Build your own, schedule them to your inbox, and share a read-only view.
Ideas we're weighing. Vote for what matters to you.
Withdrawal sequencing, CPP/OAS/Social Security, insurance, estate, and education savings.
Mobile push, a weekly recap email, bill and renewal reminders, and price alerts.
Invoicing, business books, mileage, and contractor income.
Partner and household access, read-only access for your advisor, and a community hub.